What happens if my car is stolen?

When your car is stolen there is a lot that goes through your mind. I dont need to explain why, but a million concerns immediately emerge. Who did this? Why? What was in the car? Who do I call? Whos going to pay? In this situation, having full (Comp and Collision) coverage proves to be very valuable. Full coverage is more than liability only coverage (damage caused to others due to car accidents), or collision coverage (damage caused by collisions to objects). Full coverage includes comprehensive coverage (damages other than collision) This coverage includes natural disasters and car theft. Many people have insurance and they do not know if they have this coverage. Comprehensive and collision deductibles can vary and I always recommend putting them as high as you are comfortable with to save on the monthly premium, as well as, prevent you from filing small claims. It is important that you understand your policy and what is/is not covered. One thing that you need to be mindful of is limiting keeping expensive articles in your vehicle that might entice a thief. So, plan early and that will be one less thing that your are trying to sort out should something happen to your car.